4 Major Consequences of Car Accidents

Despite improvements in car safety technologies In the last couple of decades, the number of car accidents has continued to spike. These car accidents often result in serious injuries and can negatively impact the finances of those involved. The role of car accident lawyers cannot be overstated in such situations because they make sure wrongly injured people get just compensation. Car accident lawyers like the ones at Sullivan & Galleshaw are crucial in helping individuals rebuild their lives and finances after a crash.

4 Major Consequences of Car Accidents
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Below, we discuss some of the unfortunate and disastrous consequences of car accidents. Many of these car accidents are caused by reckless driving or bad choices. We urge everyone to drive more cautiously in light of this. 

  1. Physical injuries:

It is not a surprise that car accidents can lead to injuries that range from mild (like bruises, cuts, and scrapes) to severe and/or chronic medical conditions (like fractures, organ damage, paralysis, and loss of limbs). Even milder injuries like whiplash have been shown to cause trouble for individuals even after many months after the accident — with issues like upper and lower back pain, jaw pain, severe headaches, dizziness, and spinal stenosis. According to a study, three out of four whiplash patients continue to experience its symptoms for more than seven years after the accident. Proving these injuries is key to getting compensation for them.

  1. Psychological injuries:

Car accidents not only cause visible, physical injuries like the ones discussed above, but they can also induce many psychological disorders in victims that may include PTSD, anxiety, depression, and fear. These disorders can last for long periods of time and can give rise to many other medical conditions. Many such individuals find themselves unable to go behind the wheel of a car because of fear and the fact that the footage of accidents keeps playing in their heads.  Moreover, an individual who caused a car accident can suffer from a worse mental state because he or she feels shame and guilt about hurting someone.

  1. Financial distress:

Going through a car accident can put a dent in your pocket — even if you are well covered by various types of insurances. If you suffer injuries that require long-term treatment, there can be some medical bills that will not be covered by insurance, and they will keep on piling. On the other hand, your damaged car will need thorough repair as well and do not forget about the fact that you may not be able to go to work for a while. If your job does not offer paid sick leave, then it will result in lost wages which will make it even more difficult for you to pay all the bills. 

  1. Increase in insurance rates:

Insurance companies calculate their premiums by collecting various pieces of information, such as age, gender, profession, driving record, and more. All of this data helps them in evaluating the ‘safety’ of various drivers and they price their premiums accordingly. Therefore, once you get into a car accident, you may no longer be a “safe driver” in the eyes of insurance companies — regardless of whether you caused the accident or not. As a result, your insurance premiums can rise and it will get difficult for you to maintain continuous coverage.